How To Find Old 401k?

There are several ways you can try to locate lost retirement money.

  • Contact your old employer. The most obvious way to find previous 401(k) accounts is to contact your old employer directly.
  • Refer to an old statement.
  • Search for unclaimed retirement benefits.
  • Look for corporate mergers.

How do I find an old 401k from a previous employer?

Here’s what to do if you’re trying to find funds held in a previous employer’s 401(k) plan.

  1. Contact Your Former Employer.
  2. Look For Current Contact Information.
  3. Search Unclaimed Property Databases.
  4. Look for Forced Transfer IRAs.
  5. Preventing a Lost 401(k) Plan.

How do I find all my 401k accounts?

With Uncle Sam at your back, use these tips and strategies to find a lost 401(k) account.

  • Call Your Old Employer.
  • Use an Old 401(k) Plan Statement.
  • Ask Former Employees.
  • Be a Sleuth.
  • Use Additional Government Document Recovery Tools.
  • Leverage the National Registry.
  • Looked for Unclaimed Money.

How do I find my lost 401k?

Online resources such as and allow you to search for assets in any states in which you’ve lived or worked. And if you do find money from an old 401k that’s owed to you, it’s often as easy as filling out a simple online form to get it back.

Can you lose your 401k?

If your 401(k) plan has been terminated and your employer no longer exists there will be no taxes or penalties assessed on a rollover. Also, 401(k) money is protected from creditors in the event you had to file for personal bankruptcy, and by cashing it out, you will lose this protection.